Little noted, but hopefully long remembered, the Congress passed and President Bush recently signed, the Genetic Information Non Discrimination Act of 2008. Given the ability now to quickly test the genetic makeup of each and every one of us—with or without permission—doing our best to make sure that the information thereby gained isn’t abused is a matter of some urgent concern. What GINA does: - Prohibits group and individual health insurers from using a person’s genetic information in determining eligibility or premiums
Little has been reported about the contents of the bill. Now, a helpful article in the New England Journal of Medicine tells us what is included—and what isn’t. From the article:
- Prohibits an insurer from requesting or requiring that a person undergo a genetic test
- Prohibits employers from using a person’s genetic information in making employment decisions such as hiring, firing, job assignments, or any other terms of employment
- Prohibits employers from requesting, requiring, or purchasing genetic information about persons or their family members...
What GINA does not do:
- Does not prevent health care providers from recommending genetic tests to their patients
- Does not mandate coverage for any particular test or treatment
- Does not prohibit medical underwriting based on current health status
- Does not cover life, disability, or long-term-care insurance
- Does not apply to members of the military
Worry: The bill apparently says nothing about medical discrimination, i.e. imposing rationing or futile care treatment limitations based on likely medical outcomes as seen in the gene crystal ball.